Comparison

Holofin vs Koncile

Holofin vs Koncile: fraud checks included at 0.05 EUR a page against up to 0.40 EUR, rules across the whole dossier and a published accuracy benchmark.

By Holofin Research Updated

Written by Holofin. Our product is listed first; every competitor fact is sourced and dated. How we checked

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HolofinHolofinOur productKoncileKoncileFrance
On this page
  1. Short answer
  2. Side by side
  3. Holofin
  4. Koncile
  5. How we scored this
  6. Frequently asked questions

Short answer

Koncile is a Paris platform that leads with document fraud detection: a 0 to 100 score with a reason per test, AI-generated document detection, extraction with confidence scores, a SOC 2 Type II report and connectors for SAP, n8n, Make and Power Automate. A fraud-checked page costs 2 credits, about 0.29 to 0.40 EUR on its public plans. Holofin runs the same kind of checks on financial documents (100+ forensic detectors, AI-redrawn page detection, 2D-Doc and MRZ verification, statements reconciled against their balances) and then evaluates rules across every document and participant of a dossier, with one verdict per case. It publishes its extraction accuracy, 43 of 44 bank statements with zero errors in our public benchmark, and charges 0.05 EUR per page pay as you go for the full pipeline, fraud checks included. For a lender or back office deciding on a whole case file, Holofin checks every document and the dossier as a whole, for a fraction of the price per page.

Side by side

YesPartialNoUnknown

Holofin vs Koncile
CriterionHolofinOur productChecked Nov. 2, 2026KoncileChecked Nov. 2, 2026
Bank statement extraction Holofin YesDedicated bank statement extraction product page. Koncile YesBank statement extraction page: every transaction to a spreadsheet, balances checked.
Document fraud detection Holofin Yes100+ forensic detectors across 6 domains; 2D-Doc and MRZ verification. Koncile YesScore from 0 to 100 with a reason per test: PDF forensics, metadata, known bank templates, image edits and AI generation.
Fraud checks included in the page price Holofin Yes0.05 EUR per page covers the full pipeline: classification, splitting, extraction and fraud checks. Koncile NoFraud detection takes a second credit on every page, doubling the page price.
Case-level rules across documents Holofin YesCase rules across documents and participants, with an audit trail per verdict. Koncile PartialCustomer name checked on every document and matching against your databases; no rules across the documents of a file described.
Missing documents named per participant Holofin YesSays what is still missing and from whom: a missing document, a missing field or a missing participant. Koncile UnknownNot described on the pages we checked.
Published extraction accuracy benchmark Holofin YesPublic benchmark: 43 of 44 bank statements from different European banks with zero errors, data under CC BY 4.0. Koncile NoNo extraction accuracy figure on its bank statement pages; it publishes a fraud detection benchmark instead.
Company records: officers and filed accounts Holofin YesA SIREN becomes a legal name, an address, officers and filed accounts. Koncile PartialData enrichment turns a company number into a full legal name; officers and filed accounts not described.
Human review UI Holofin YesConfidence score per field: below your threshold, a value goes to a reviewer instead of into your system. Koncile YesConfidence score per field, routing to human review below a threshold, alerts and human in the loop on paid plans.
Field coordinates (bounding boxes) Holofin YesEvery extracted field carries page and bounding box. Koncile UnknownNot described on the pages we checked.
French document coverage Holofin YesMore than 50 French document types with dedicated solution pages. Koncile YesKYC files: 2D-Doc on energy bills and tax notices, Infogreffe extracts, RIB.
EU hosting Holofin YesTrust center: all documents processed and stored only in EU data centres (Google Cloud Paris and Frankfurt, Hetzner Germany), on every plan. Koncile YesSecurity policy: Amazon Web Services servers located in the EU; subprocessors must store data in the EU.
Public per-page pricing Holofin YesPricing page: 0.05 EUR per page up to 10,000 pages a month, then 0.04 and 0.03 EUR; down to 0.02 EUR per page at volume, per Holofin; free trial credits. Koncile YesAdvanced 199 EUR a month for 1,000 credits, Pro 799 EUR for 5,000 (179 and 719 billed annually); 1 credit per extracted page, 2 with fraud detection.
Pay as you go, no monthly fee Holofin YesPay as you go with no monthly commitment and no setup fee; free trial credits. Koncile NoMonthly or annual plans from 179 EUR a month; 20 free credits once.
API and webhooks Holofin YesREST API, webhooks and a hosted MCP server for Claude and other AI assistants. Koncile YesAPI and SDK on every plan, an MCP server, and webhooks.

Holofin

Our productFranceWebsite

Best for: Lenders, brokers and back offices that need every statement row right and tampering caught.

Holofin extracts bank statements page by page and checks each one against its balances, so a statement comes back fully right or flagged for review. In our public benchmark, 43 of 44 statements from different European banks had zero errors. It also runs 100+ forensic detectors on every PDF and checks rules across a whole case file.

Human review and self-hosting sit on custom plans, and ISO 27001 certification is still in progress.

Hosting
EU only, on every plan
Pricing
From 0.02 EUR per page at volume
Est. cost
≈ €0.02 per page≈ €0.04 per statement
Coordinates
Yes
Fraud checks
Yes
Try Holofin free See the benchmark and the product
Holofin review screen: statement page with boxed transactions next to the extracted rows
Each extracted row stays linked to its box on the statement.
Capability details and sources (checked Nov. 2, 2026)
Bank statement extractionYes
Dedicated bank statement extraction product page.
Document fraud detectionYes
100+ forensic detectors across 6 domains; 2D-Doc and MRZ verification.
Fraud checks included in the page priceYes
0.05 EUR per page covers the full pipeline: classification, splitting, extraction and fraud checks.
Case-level rules across documentsYes
Case rules across documents and participants, with an audit trail per verdict.
Missing documents named per participantYes
Says what is still missing and from whom: a missing document, a missing field or a missing participant.
Published extraction accuracy benchmarkYes
Public benchmark: 43 of 44 bank statements from different European banks with zero errors, data under CC BY 4.0.
Company records: officers and filed accountsYes
A SIREN becomes a legal name, an address, officers and filed accounts.
Human review UIYes
Confidence score per field: below your threshold, a value goes to a reviewer instead of into your system.
Field coordinates (bounding boxes)Yes
Every extracted field carries page and bounding box.
French document coverageYes
More than 50 French document types with dedicated solution pages.
EU hostingYes
Trust center: all documents processed and stored only in EU data centres (Google Cloud Paris and Frankfurt, Hetzner Germany), on every plan.
Public per-page pricingYes
Pricing page: 0.05 EUR per page up to 10,000 pages a month, then 0.04 and 0.03 EUR; down to 0.02 EUR per page at volume, per Holofin; free trial credits.
Pay as you go, no monthly feeYes
Pay as you go with no monthly commitment and no setup fee; free trial credits.
API and webhooksYes
REST API, webhooks and a hosted MCP server for Claude and other AI assistants.

Sources

Koncile

France

Website

Best for: Teams that want a fraud score with reasons on single documents, at self-serve prices.

Koncile is a Paris platform that leads with fraud detection: a 0 to 100 score with a reason per test, AI-generated document detection, and extraction with confidence scores. A fraud-checked page costs 2 credits, about 0.29 to 0.40 EUR, and no rules across the documents of a file are described.

Hosting
EU (AWS)
Pricing
From 0.14 EUR per extracted page
Est. cost
≈ €0.14 per page≈ €0.28 per statement
Coordinates
Not stated
Fraud checks
Yes
Capability details and sources (checked Nov. 2, 2026)
Bank statement extractionYes
Bank statement extraction page: every transaction to a spreadsheet, balances checked.
Document fraud detectionYes
Score from 0 to 100 with a reason per test: PDF forensics, metadata, known bank templates, image edits and AI generation.
Fraud checks included in the page priceNo
Fraud detection takes a second credit on every page, doubling the page price.
Case-level rules across documentsPartial
Customer name checked on every document and matching against your databases; no rules across the documents of a file described.
Missing documents named per participantUnknown
Not described on the pages we checked.
Published extraction accuracy benchmarkNo
No extraction accuracy figure on its bank statement pages; it publishes a fraud detection benchmark instead.
Company records: officers and filed accountsPartial
Data enrichment turns a company number into a full legal name; officers and filed accounts not described.
Human review UIYes
Confidence score per field, routing to human review below a threshold, alerts and human in the loop on paid plans.
Field coordinates (bounding boxes)Unknown
Not described on the pages we checked.
French document coverageYes
KYC files: 2D-Doc on energy bills and tax notices, Infogreffe extracts, RIB.
EU hostingYes
Security policy: Amazon Web Services servers located in the EU; subprocessors must store data in the EU.
Public per-page pricingYes
Advanced 199 EUR a month for 1,000 credits, Pro 799 EUR for 5,000 (179 and 719 billed annually); 1 credit per extracted page, 2 with fraud detection.
Pay as you go, no monthly feeNo
Monthly or annual plans from 179 EUR a month; 20 free credits once.
API and webhooksYes
API and SDK on every plan, an MCP server, and webhooks.

Sources

How we scored this

Every cell comes from the vendor's own public website or documentation, read on the date shown next to each vendor. We do not use trials, demos, analyst reports or third-party reviews. A criterion is Yes when the public pages state it, Partial when it is stated with a limitation (a plan tier, a region option, a generic claim, a certification in progress), No when the pages say so or state the opposite, and Unknown when we found nothing either way. Unknown is not a mark against a vendor; it means we could not verify it and did not guess.

Holofin is our product. It is listed first and marked as ours, and its row follows the same rule, from its own public pages, even where we know more about the product. Its accuracy figures come from our public benchmark, where only Holofin and three frontier models were measured. The other tools are listed alphabetically within each kind of tool. We re-check every row at least every six months and the updated date only moves when a row changes.

Spotted an error? Write to [email protected] and we will fix the row and note the change.

Frequently asked questions

Is Holofin a Koncile alternative?

Yes, for lenders, brokers and back offices that check financial documents. Both extract and score documents for fraud; Holofin also checks the documents of a dossier against each other and returns one verdict per case.

Which one costs less per page?

Holofin lists 0.05 EUR per page pay as you go for the full pipeline, fraud checks included, then 0.04 and 0.03 EUR with volume. Koncile charges 1 credit per extracted page and 2 with fraud detection, at 0.14 to 0.20 EUR a credit, so a fraud-checked page costs about 0.29 to 0.40 EUR.

Which one checks a whole dossier?

Holofin evaluates rules across the documents and participants of a case file, such as the same income on the payslip, the tax notice and the bank statement, with an audit trail per verdict. Koncile checks the customer name on every document and matches against your databases; we found no rules across the documents of a file on its pages.

Which one publishes its accuracy?

Holofin publishes an extraction benchmark: 43 of 44 bank statements from different European banks came back with zero errors, with the data under CC BY 4.0. Koncile publishes a fraud detection benchmark on payslips, driving licences and receipts; we found no extraction accuracy figure for bank statements on its pages.

How do I get a row corrected?

Write to [email protected] with the vendor page that contradicts the cell. We correct the row, note the change and move the updated date.

Related reading

BenchmarkBank statement extraction benchmarkDossier intelligenceComparisonHolofin vs Ocrolus

Bank statements you can lend on.

Send Holofin your own statements: every row reconciled, every PDF checked for tampering, every value linked to the page it came from.

From 0.05 EUR per page pay as you go, down to 0.02 EUR at volume: about 0.04 EUR per statement, fraud checks included, below every statement-specific API in our cost table. Free trial credits, no credit card required.

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