Comparison
Holofin vs Ocrolus
Holofin and Ocrolus compared on bank statement analysis, document fraud detection, case rules, EU hosting, French documents, pricing, API and certifications, from each vendor's public pages.
By Holofin Research
Updated Written by Holofin. Our product is listed first; every competitor fact is sourced and dated. How we checked
Short answer
Ocrolus is a US lending platform: it turns bank statements, pay stubs and tax documents into cash flow and income analytics, scores each document from 0 to 100 for authenticity with Detect, and holds ISO 27001 and SOC 2. Its public pages are written for US small business and mortgage lending, with no EU hosting, no European document catalogue and no list prices. Holofin covers the same lending job for Europe and France: statements from European banks reconciled against their balances, more than 50 French document types, 100+ forensic detectors on every PDF, rules across a dossier, EU processing, and per-page prices from 0.05 EUR. Choose Ocrolus for US underwriting; choose Holofin for European and French applicant files.
Side by side
YesPartialNoUnknown
| Criterion |  HolofinOur productChecked Nov. 2, 2026 |  OcrolusChecked Sept. 17, 2026 |
|---|---|---|
| Bank statement extraction |
Holofin
YesDedicated bank statement extraction product page. |
Ocrolus
YesBank statements, pay stubs and tax documents for small business and mortgage lending. |
| French document coverage |
Holofin
YesMore than 50 French document types with dedicated solution pages. |
Ocrolus
UnknownNo French document catalogue on the pages we checked. |
| Document fraud detection |
Holofin
Yes100+ forensic detectors across 6 domains; 2D-Doc and MRZ verification. |
Ocrolus
YesDetect: digital modification, screenshot and AI-generated artifact signals, 0 to 100 authenticity score, Resistant AI forensics. |
| Case-level rules across documents |
Holofin
YesCase rules across documents and participants, with an audit trail per verdict. |
Ocrolus
PartialInspect creates and clears mortgage underwriting conditions from document data. |
| EU hosting |
Holofin
YesTrust center: all documents processed and stored only in EU data centres (Google Cloud Paris and Frankfurt, Hetzner Germany), on every plan. |
Ocrolus
UnknownHosting location not stated on the pages we checked. |
| Public per-page pricing |
Holofin
YesPricing page: 0.05 EUR per page up to 10,000 pages a month, then 0.04 and 0.03 EUR; down to 0.02 EUR per page at volume, per Holofin; free trial credits. |
Ocrolus
NoPricing page is a contact form; no list prices. |
| API and webhooks |
Holofin
YesREST API, webhooks and a hosted MCP server for Claude and other AI assistants. |
Ocrolus
YesAPI with organization-level and account-level webhooks. |
| Field coordinates (bounding boxes) |
Holofin
YesEvery extracted field carries page and bounding box. |
Ocrolus
UnknownDetect highlights signals on the document in the dashboard; field coordinates not described. |
| Human review UI |
Holofin
YesConfidence score per field: below your threshold, a value goes to a reviewer instead of into your system. |
Ocrolus
PartialDashboard highlights fraud signals on the document; a field correction screen is not described. |
Best for: Lenders, brokers and back offices that need every statement row right and tampering caught.
Holofin extracts bank statements page by page and checks each one against its balances, so a statement comes back fully right or flagged for review. In our public benchmark, 43 of 44 statements from different European banks had zero errors. It also runs 100+ forensic detectors on every PDF and checks rules across a whole case file.
Human review and self-hosting sit on custom plans, and ISO 27001 certification is still in progress.
- Hosting
- EU only, on every plan
- Pricing
- From 0.02 EUR per page at volume
- Est. cost
- ≈ €0.02 per page≈ €0.04 per statement
- Coordinates
- Yes
- Fraud checks
- Yes
Capability details and sources (checked Nov. 2, 2026)
- Bank statement extractionYes
- Dedicated bank statement extraction product page.
- French document coverageYes
- More than 50 French document types with dedicated solution pages.
- Document fraud detectionYes
- 100+ forensic detectors across 6 domains; 2D-Doc and MRZ verification.
- Case-level rules across documentsYes
- Case rules across documents and participants, with an audit trail per verdict.
- EU hostingYes
- Trust center: all documents processed and stored only in EU data centres (Google Cloud Paris and Frankfurt, Hetzner Germany), on every plan.
- Public per-page pricingYes
- Pricing page: 0.05 EUR per page up to 10,000 pages a month, then 0.04 and 0.03 EUR; down to 0.02 EUR per page at volume, per Holofin; free trial credits.
- API and webhooksYes
- REST API, webhooks and a hosted MCP server for Claude and other AI assistants.
- Field coordinates (bounding boxes)Yes
- Every extracted field carries page and bounding box.
- Human review UIYes
- Confidence score per field: below your threshold, a value goes to a reviewer instead of into your system.
Sources
- Holofin, CapabilitiesSept. 3, 2026
- Holofin, PricingNov. 2, 2026
- Holofin, Bank statement extractionSept. 17, 2026
- Holofin, Trust centerNov. 2, 2026
- Holofin, Fraud detectionSept. 17, 2026
- Holofin, Dossier intelligenceNov. 2, 2026
- Holofin, EnrichmentNov. 2, 2026
- Holofin, Bank statement extraction benchmarkNov. 2, 2026
Best for: US small business and mortgage lenders needing cash flow analytics and document authenticity scores.
Ocrolus turns bank statements, pay stubs and tax documents into cash flow and income analytics, and Detect scores each document from 0 to 100 for authenticity. Its public pages are written for US lending: we found no EU hosting, no European document coverage and no list prices.
- Hosting
- Not stated
- Pricing
- Quote only
- Est. cost
- Quote only
- Coordinates
- Not stated
- Fraud checks
- Yes
Capability details and sources (checked Sept. 17, 2026)
- Bank statement extractionYes
- Bank statements, pay stubs and tax documents for small business and mortgage lending.
- French document coverageUnknown
- No French document catalogue on the pages we checked.
- Document fraud detectionYes
- Detect: digital modification, screenshot and AI-generated artifact signals, 0 to 100 authenticity score, Resistant AI forensics.
- Case-level rules across documentsPartial
- Inspect creates and clears mortgage underwriting conditions from document data.
- EU hostingUnknown
- Hosting location not stated on the pages we checked.
- Public per-page pricingNo
- Pricing page is a contact form; no list prices.
- API and webhooksYes
- API with organization-level and account-level webhooks.
- Field coordinates (bounding boxes)Unknown
- Detect highlights signals on the document in the dashboard; field coordinates not described.
- Human review UIPartial
- Dashboard highlights fraud signals on the document; a field correction screen is not described.
Sources
- Ocrolus, HomeSept. 17, 2026
- Ocrolus, DetectSept. 17, 2026
- Ocrolus, Webhooks overviewSept. 17, 2026
- Ocrolus, PricingSept. 17, 2026
- Ocrolus, Encompass integrationSept. 17, 2026
- Ocrolus, Security portalSept. 17, 2026
How we scored this
Every cell comes from the vendor's own public website or documentation, read on the date shown next to each vendor. We do not use trials, demos, analyst reports or third-party reviews. A criterion is Yes when the public pages state it, Partial when it is stated with a limitation (a plan tier, a region option, a generic claim, a certification in progress), No when the pages say so or state the opposite, and Unknown when we found nothing either way. Unknown is not a mark against a vendor; it means we could not verify it and did not guess.
Holofin is our product. It is listed first and marked as ours, and its row follows the same rule, from its own public pages, even where we know more about the product. Its accuracy figures come from our public benchmark, where only Holofin and three frontier models were measured. The other tools are listed alphabetically within each kind of tool. We re-check every row at least every six months and the updated date only moves when a row changes.
Spotted an error? Write to [email protected] and we will fix the row and note the change.
Frequently asked questions
Is Holofin an Ocrolus alternative?
For lenders working with European and French documents, yes. For US small business and mortgage underwriting, with Encompass and Salesforce integrations, Ocrolus is built for that market and Holofin does not target it.
Which one is hosted in the EU?
We found no hosting location stated on Ocrolus's public pages. Holofin's trust center says all documents are processed and stored only in EU data centres, on every plan.
Which one publishes pricing?
Holofin publishes per-page pricing from 0.05 EUR pay as you go, down to 0.02 EUR at volume, with free trial credits. Ocrolus's pricing page is a contact form with no list prices.
Which one detects document fraud?
Both. Ocrolus Detect looks for digital modification, screenshots and AI-generated artifacts and returns a 0 to 100 authenticity score. Holofin runs 100+ forensic detectors on every PDF, verifies 2D-Doc seals and MRZ checksums, and detects pages redrawn by AI image generators.
Which one holds security certifications?
Ocrolus states ISO/IEC 27001 certification and a SOC 2 report in its security portal. Holofin's trust center says it is ISO 27001 compliant with certification in progress, and lists no SOC 2 report.
How do I get a row corrected?
Write to [email protected] with the vendor page that contradicts the cell. We correct the row, note the change and move the updated date.
Bank statements you can lend on.
Send Holofin your own statements: every row reconciled, every PDF checked for tampering, every value linked to the page it came from.
From 0.05 EUR per page pay as you go, down to 0.02 EUR at volume: about 0.04 EUR per statement, fraud checks included, below every statement-specific API in our cost table. Free trial credits, no credit card required.