Comparison
Bank statement extraction software compared
Holofin, our product, and 16 other tools compared. Where each one fits, where it is hosted and what it costs, from each vendor's own pages.
By Holofin Research
Updated 15 min readWritten by Holofin. Our product is listed first; every competitor fact is sourced and dated. How we checked
On this page
For lenders, brokers and back offices that need every statement row right and tampering caught, Holofin is built for the job: 98% of statements with zero errors in our public benchmark, forensic checks on every PDF and rules across the whole case file. Developer APIs, lending platforms and hyperscalers fit other needs, compared below.
Key takeaways
- Lending on bank statements? Holofin returned 98% of statements with zero errors in our public benchmark.
- Holofin also checks every PDF for tampering and runs rules across the whole case file.
- Building your own pipeline, or committed to one cloud? Developer APIs and hyperscalers fit those needs.
Our product
Holofin: bank statements you can lend on
Holofin is the platform we build for lenders, brokers and back offices. It returns every transaction with its place on the page, checks each statement against its balances, and screens the whole file for tampering.
- of statements with zero errors in our public benchmark
- 98%
- errored row across 44 scored statements
- 1
- European banks in the hand-verified corpus
- 47
- forensic detectors run on every PDF
- 70
Benchmark
Statements with zero errors, our public benchmark
Holofin · 1 errored row in 44 statements
98%
Gemini 3.1 Pro · 115 errored rows in 44 statements
80%
GPT-5.5 · 84 errored rows in 44 statements
77%
Claude Opus 4.8 · 70 errored rows in 44 statements
75%
- Right per statement, not per fieldEach statement is checked against its balances, and every value links back to its place on the page.
- Tampering checks on every PDF70 forensic detectors across 6 domains, plus 2D-Doc seal and MRZ verification on French documents.
- Rules across the whole case fileDocuments are checked against each other, such as payslips against statements, with an audit trail per verdict.
- Built for French and EU filesMore than 50 French document types, processed and stored in EU data centres.
From 0.05 EUR per page pay as you go, down to 0.02 EUR at volume: about 0.04 EUR per statement, fraud checks included, below every statement-specific API in our cost table. Free trial credits, no credit card required.
Which kind of tool do you need?
The tools on this page fall into four kinds. The kind matters more than the brand: it decides who builds the checks, the review screen and the audit trail around the extracted data.
The four kinds of tool
Fig. 1
Who builds the workflow, and how much comes with the tool
Rough groupings by what each kind of tool typically includes. Neither corner is better: it depends on your team.
Ready-made workflowFocused toolLending platformsA lending decision with checks for edited statements
You build the pipelinePart of a wider platformHyperscalersExtraction inside the cloud you already use
Ready-made workflowPart of a wider platformPlatforms for lendersStatements checked alongside the other documents of a file
The 17 tools at a glance
Where each tool runs and how it charges, in the vendor's own terms. What each one is best for, and the sources, are in its section below.
| Tool | Hosting | Est. cost / page | Est. cost / statement | |
|---|---|---|---|---|
| Case-file platforms for lenders and back offices ↓ | ||||
|
Holofin(us) | Hosting, EU; residency terms on custom plans | Est. cost: ≈ €0.02 per pageVolume pricing, down to 0.02 EUR per page per Holofin; pay as you go starts at 0.05 EUR. Full pipeline including fraud checks. | ≈ €0.04 per statement | Volume pricing, down to 0.02 EUR per page per Holofin; pay as you go starts at 0.05 EUR. Full pipeline including fraud checks. |
|
Doxis AI.dp
| Hosting, EU; other locations on request | Est. cost: Quote onlyPricing depends on volume, workflow and subscription, with no public price list. | Quote only | Pricing depends on volume, workflow and subscription, with no public price list. |
|
Rossum
| Hosting, EU by default | Est. cost: Quote onlyPricing starts at 18,000 USD a year and page volumes are not published. | Quote only | Pricing starts at 18,000 USD a year and page volumes are not published. |
| Developer APIs ↓ | ||||
|
Docparser
| Hosting, Outside the EU (AWS) | Est. cost: ≈ €0.059 per pageBusiness plan rate billed annually, 133 USD a month for 1,000 documents of up to 5 pages; 10,000 pages a month needs a quote. | ≈ €0.12 per statement | Business plan rate billed annually, 133 USD a month for 1,000 documents of up to 5 pages; 10,000 pages a month needs a quote. |
|
Extend
| Hosting, EU region in Frankfurt | Est. cost: ≈ €0.054 per pagePay as you go at 0.0125 USD per credit, 5 credits per page for extraction with parsing; review queue included, no fraud checks. | ≈ €0.11 per statement | Pay as you go at 0.0125 USD per credit, 5 credits per page for extraction with parsing; review queue included, no fraud checks. |
|
LandingAI ADE
| Hosting, EU deployment on AWS Ireland | Est. cost: ≈ €0.023 per page0.01 USD per credit; 2.6 credits per page, from LandingAI's own invoice example on DPT-3 Pro, Standard tier; varies with output. | ≈ €0.046 per statement | 0.01 USD per credit; 2.6 credits per page, from LandingAI's own invoice example on DPT-3 Pro, Standard tier; varies with output. |
|
LlamaExtract
| Hosting, EU region in Frankfurt | Est. cost: ≈ €0.027 per pageStarter plan plus credits at 1.25 USD per 1,000; Agentic extraction with default parsing, 25 credits per page. | ≈ €0.053 per statement | Starter plan plus credits at 1.25 USD per 1,000; Agentic extraction with default parsing, 25 credits per page. |
|
Mindee
| Hosting, EU option from Pro plan | Est. cost: ≈ €0.062 per pageStarter billed annually, 120,000 credits a year plus overage at a 20% surcharge; 1.5 credits per page with confidence scores; extraction only. | ≈ €0.12 per statement | Starter billed annually, 120,000 credits a year plus overage at a 20% surcharge; 1.5 credits per page with confidence scores; extraction only. |
|
Mistral OCR
| Hosting, EU by default | Est. cost: ≈ €0.0044 per pageOCR with structured annotations, 5 USD per 1,000 pages; a model only, with no statement schema, review or checks. | ≈ €0.0087 per statement | OCR with structured annotations, 5 USD per 1,000 pages; a model only, with no statement schema, review or checks. |
|
Nanonets
| Hosting, EU residency on Enterprise | Est. cost: ≈ €0.29 per pagePay as you go: 0.30 USD per page for AI extraction plus 0.02 USD import and export blocks; no plan fee. | ≈ €0.57 per statement | Pay as you go: 0.30 USD per page for AI extraction plus 0.02 USD import and export blocks; no plan fee. |
|
Reducto
| Hosting, EU residency from Growth plan | Est. cost: ≈ €0.017 per pagePay as you go, Extract at 20 USD per 1,000 pages including parsing; no prebuilt statement model or checks. | ≈ €0.034 per statement | Pay as you go, Extract at 20 USD per 1,000 pages including parsing; no prebuilt statement model or checks. |
|
Veryfi
| Hosting, United States; EU on request | Est. cost: ≈ €0.11 per pageStarter, 0.25 USD per bank statement above the 500 USD monthly minimum; fraud scoring is a separate add-on. | ≈ €0.22 per statement | Starter, 0.25 USD per bank statement above the 500 USD monthly minimum; fraud scoring is a separate add-on. |
| Lending platforms with fraud detection ↓ | ||||
|
Docsumo
| Hosting, Not stated | Est. cost: Quote onlyBusiness and Enterprise pricing is custom beyond the 14-day trial. | Quote only | Business and Enterprise pricing is custom beyond the 14-day trial. |
|
Ocrolus
| Hosting, Not stated | Est. cost: Quote onlyThe pricing page is a contact form. | Quote only | The pricing page is a contact form. |
| Hyperscalers ↓ | ||||
|
Amazon Textract
| Hosting, EU regions available | Est. cost: ≈ €0.061 per pageAnalyze Lending at 0.07 USD per page for the first million pages; review and fraud checks not included. | ≈ €0.12 per statement | Analyze Lending at 0.07 USD per page for the first million pages; review and fraud checks not included. |
|
Azure Document Intelligence
| Hosting, EU regions available | Est. cost: ≈ €0.026 per pageCustom extraction at 30 USD per 1,000 pages, since the prebuilt statement model covers US statements only; West Europe list price. | ≈ €0.051 per statement | Custom extraction at 30 USD per 1,000 pages, since the prebuilt statement model covers US statements only; West Europe list price. |
|
Google Document AI
| Hosting, EU location available | Est. cost: ≈ €0.33 per pageBank statement parser at 0.75 USD per classified document, spread over the pages of an average statement; English only. | ≈ €0.65 per statement | Bank statement parser at 0.75 USD per classified document, spread over the pages of an average statement; English only. |
Our product first, then alphabetical within each group; not a ranking. Estimates, not quotes: 10,000 pages a month on the cheapest public plan or pay-as-you-go tier that extracts bank statements, with fees and overage; US dollars at the ECB rate of 17 September 2026 (1.1481 USD per EUR); 1.98 pages per statement, our benchmark average. Holofin shows its own volume price. No enterprise price is guessed. Prices checked on Sept. 17, 2026.
Kind 1 of 4
Case-file platforms for lenders and back offices (3)
Platforms that treat a statement as one document in a wider workflow, from accounts payable to lending case files.
Choose this kind when
- Your unit of work is a file of several documents, not one statement.
- You need review, rules or integrations built into the workflow.
What you get back
Fig. 2
Rules checked across the documents of one case
Accounts payable case
- Invoice
- Purchase order
- Delivery note
Invoice total matches the purchase order
Lending case
- Bank statement
- Payslip
Salary credited differs from the payslip
Best for: Lenders, brokers and back offices that need every statement row right and tampering caught.
Holofin extracts bank statements page by page and checks each one against its balances, so a statement comes back fully right or flagged for review. In our public benchmark, 43 of 44 statements from different European banks had zero errors. It also runs 70 forensic detectors on every PDF and checks rules across a whole case file.
Human review, self-hosting and EU data residency terms sit on custom plans, and ISO 27001 certification is still in progress.
- Hosting
- EU; residency terms on custom plans
- Pricing
- From 0.02 EUR per page at volume
- Est. cost
- ≈ €0.02 per page≈ €0.04 per statement
- Coordinates
- Yes
- Fraud checks
- Yes
Capability details and sources (checked Sept. 17, 2026)
- Bank statement extractionYes
- Dedicated bank statement extraction product page.
- Balance reconciliation checks on statementsYes
- Opening balance plus the sum of transactions must equal the closing balance within 0.02 EUR; a mismatch marks the statement as an error, and dates outside the period are reported.
- Document fraud detectionYes
- 70 forensic detectors across 6 domains; 2D-Doc and MRZ verification.
- Case-level rules across documentsYes
- Case rules across documents and participants, with an audit trail per verdict.
- EU hostingPartial
- Trust center: all documents processed and stored in EU data centres; pricing page: EU data residency listed on custom plans only.
- Self-hosted or on-premises deploymentPartial
- On-premises deployment on custom plans.
- Security certification (SOC 2 or ISO 27001)Partial
- ISO 27001 compliant with certification in progress, per the trust center; no SOC 2 report listed.
- Public per-page pricingYes
- Pricing page: 0.05 EUR per page up to 10,000 pages a month, then 0.04 and 0.03 EUR; down to 0.02 EUR per page at volume, per Holofin; free trial credits.
- Field coordinates (bounding boxes)Yes
- Every extracted field carries page and bounding box.
- Human review UIPartial
- Alerts and human in the loop on custom plans; not in pay as you go.
- Accounting and ERP connectorsUnknown
- No named accounting or ERP connectors on the pages we checked; custom integrations on custom plans.
Sources
- Holofin, CapabilitiesSept. 3, 2026
- Holofin, PricingSept. 17, 2026
- Holofin, Bank statement extractionSept. 17, 2026
- Holofin, Trust centerSept. 17, 2026
- Holofin, Fraud detectionSept. 17, 2026
- Holofin, Dossier intelligenceSept. 17, 2026
Best for: EU teams wanting statement extraction and image forensics inside the Doxis content platform.
Doxis AI.dp, formerly Klippa DocHorizon, extracts statement transactions and balances in any Latin-script language, runs EXIF, copy-move and duplicate fraud checks, and ships ERP connectors. Pricing is not public, and Klippa has been part of Doxis since March 2025.
- Hosting
- EU; other locations on request
- Pricing
- Quote only
- Est. cost
- Quote only
- Coordinates
- Not stated
- Fraud checks
- Yes
Capability details and sources (checked Sept. 17, 2026)
- Bank statement extractionYes
- Dedicated bank statement OCR: transaction lines, account balances, bank details, tables.
- Balance reconciliation checks on statementsPartial
- A blog post says balances are validated; the documented validity checks cover line items and VAT totals, not statement balances.
- Document fraud detectionYes
- API docs: metadata checks (editor, dates), visual checks (copy-move, splicing, PDF modifications) and validity checks on extracted totals.
- Case-level rules across documentsUnknown
- Not described on the pages we checked.
- EU hostingYes
- Hosted in the EU; servers in Europe and the US, custom locations on request; ISO 27001 and ISAE 3000 Type II.
- Self-hosted or on-premises deploymentUnknown
- Not described on the pages we checked.
- Security certification (SOC 2 or ISO 27001)Yes
- ISO 27001 and ISAE 3000 Type II stated on the compliance page.
- Public per-page pricingNo
- Pricing based on volume, workflow complexity and subscription plan; demo request.
- Field coordinates (bounding boxes)Unknown
- Not described on the pages we checked.
- Human review UIYes
- Human-in-the-loop review capabilities.
- Accounting and ERP connectorsYes
- Named connectors for Microsoft Dynamics 365, NetSuite, QuickBooks, SAP and Xero.
Sources
- Doxis, OCR for bank statementsSept. 17, 2026
- Doxis AI.dp (ex-Klippa DocHorizon)Sept. 17, 2026
- Doxis, Document fraud detectionSept. 17, 2026
- DOCUMENT Strategy, Klippa now operates as DoxisSept. 17, 2026
- Doxis, ComplianceSept. 17, 2026
- Doxis, How to extract data from bank statementsSept. 17, 2026
- Doxis AI.dp, Fraud component (API documentation)Sept. 17, 2026
Best for: Accounts payable teams automating invoices into SAP, Coupa or other ERP systems.
Rossum automates transactional documents, accounts payable first, with a validation screen for exceptions, certified SAP and Coupa integrations and EU hosting by default. Coupa bought it in May 2026, pricing starts at 18,000 USD a year, and bank statements sit outside its accounts payable core.
- Hosting
- EU by default
- Pricing
- From 18,000 USD per year
- Est. cost
- Quote only
- Coordinates
- Not stated
- Fraud checks
- Partial
Capability details and sources (checked Sept. 17, 2026)
- Bank statement extractionYes
- Financial services page lists bank statements alongside ID cards and application forms.
- Balance reconciliation checks on statementsUnknown
- Not described on the pages we checked.
- Document fraud detectionPartial
- Duplicate detection across channels (Business tier); a blog post describes fraud checks against historical data, without a product specification.
- Case-level rules across documentsPartial
- Custom business logic on Business and multi-document transactions on Ultimate; no rules across the documents of a case file described.
- EU hostingYes
- Europe Data Center is the default: AWS eu-central-1, backup eu-west-1.
- Self-hosted or on-premises deploymentUnknown
- Not described on the pages we checked.
- Security certification (SOC 2 or ISO 27001)Yes
- ISO/IEC 27001:2022 and ISO/IEC 42001 certified; SOC 2 Type II audit completed.
- Public per-page pricingNo
- Starting at 18,000 USD per year; contact sales for detail.
- Field coordinates (bounding boxes)Unknown
- Public API reference mentions page spatial data endpoints; datapoint coordinates not described on the pages we checked.
- Human review UIYes
- Validation screen for exception handling and human in the loop (Starter).
- Accounting and ERP connectorsPartial
- Certified SAP and Coupa integrations; SAP, Coupa, Workday and Oracle integration listed from the Business plan.
Sources
- Rossum, PricingSept. 17, 2026
- Rossum, Security and trustSept. 17, 2026
- Rossum, Financial servicesSept. 3, 2026
- Rossum, API documentationSept. 3, 2026
- Rossum, Coupa acquires RossumSept. 17, 2026
Kind 2 of 4
Developer APIs (9)
APIs that turn statements into fields at public prices; most leave the schema, review screen and fraud checks to you.
Choose this kind when
- You want extraction as a building block, wired in by engineers or a no-code tool.
- You want public prices you can model before talking to sales.
What you get back
Fig. 3
Fields as JSON, each tied to its place on the page
Best for: Teams parsing a few fixed statement layouts who prefer point-and-click rules to code.
Docparser lets you mark fields and table columns on a sample statement, then reuses that parser, with webhooks and Zapier, Make or Power Automate integrations. It runs on AWS outside the EU, and each bank layout needs its own rules, which need upkeep when templates change.
- Hosting
- Outside the EU (AWS)
- Pricing
- From 39 USD per month
- Est. cost
- ≈ €0.059 per page≈ €0.12 per statement
- Coordinates
- Not stated
- Fraud checks
- No
Capability details and sources (checked Sept. 17, 2026)
- Bank statement extractionPartial
- Bank statement parsers built per layout with the visual rule builder and AI table detection.
- Balance reconciliation checks on statementsUnknown
- Not described on the pages we checked.
- Document fraud detectionNo
- Not offered on the pages we checked.
- Case-level rules across documentsNo
- Per-document parsing rules only.
- EU hostingNo
- Runs on AWS; EU data is transferred under Standard Contractual Clauses.
- Self-hosted or on-premises deploymentUnknown
- Not described on the pages we checked.
- Security certification (SOC 2 or ISO 27001)Unknown
- No SOC 2 or ISO 27001 certificate stated on its security page.
- Public per-page pricingYes
- Starter 39 USD per month (100 credits) to Business 159 USD per month (1,000 credits); one credit per document up to five pages.
- Field coordinates (bounding boxes)Unknown
- Not described on the pages we checked.
- Human review UIUnknown
- Not described on the pages we checked.
- Accounting and ERP connectorsPartial
- Accounting and ERP systems through Zapier, Make, Power Automate or Workato; native connectors for Salesforce, spreadsheets and cloud storage.
Sources
- Docparser, PricingSept. 3, 2026
- Docparser, Bank statement automationSept. 3, 2026
- Docparser, Data security statementSept. 17, 2026
- Docparser, IntegrationsSept. 17, 2026
Best for: Developer teams defining their own schemas who want citations and review built into the API.
Extend offers parse, extract, split and classify endpoints with per-field citations, a human review queue, evaluations, EU hosting in Frankfurt and bring-your-own-cloud deployment. There is no prebuilt bank statement model, so schemas and checks are yours, and extraction costs about 0.06 USD per page.
- Hosting
- EU region in Frankfurt
- Pricing
- About 0.06 USD per page
- Est. cost
- ≈ €0.054 per page≈ €0.11 per statement
- Coordinates
- Yes
- Fraud checks
- Not stated
Capability details and sources (checked Sept. 17, 2026)
- Bank statement extractionPartial
- Schema-based extraction for any document; no prebuilt bank statement model.
- Balance reconciliation checks on statementsUnknown
- Not described on the pages we checked.
- Document fraud detectionUnknown
- Not described on the pages we checked.
- Case-level rules across documentsUnknown
- Not described on the pages we checked.
- EU hostingYes
- EU hosting in Frankfurt on the cloud deployment.
- Self-hosted or on-premises deploymentPartial
- Bring-your-own-cloud and hybrid deployments in your cloud account; no fully air-gapped option.
- Security certification (SOC 2 or ISO 27001)Partial
- SOC 2 coverage and controls aligned with SOC 2 Type II stated; the audit type is not confirmed on the pages we checked.
- Public per-page pricingYes
- 10,000 free credits, then 0.0125 USD per credit; extraction is 3 credits per page plus 2 for parsing.
- Field coordinates (bounding boxes)Yes
- Per-field citations with page and bounding box.
- Human review UIYes
- Human review step in workflows and a review agent on every plan.
- Accounting and ERP connectorsUnknown
- Not described on the pages we checked.
Sources
- Extend, PricingSept. 17, 2026
- Extend, How credits workSept. 17, 2026
- Extend, Deployment optionsSept. 17, 2026
- Extend, Extraction response formatSept. 17, 2026
- Extend, ComplianceSept. 17, 2026
- Extend, Webhook configurationSept. 17, 2026
Best for: Regulated teams needing word- or line-level grounding, including VPC or on-premises deployment.
LandingAI ADE traces every value to a box on the page: word level with DPT-3 Verity for digital files, line level with DPT-3 Pro for scans and handwriting. Credits depend on output length, so the cost of one statement is hard to predict, and there is no prebuilt statement model.
- Hosting
- EU deployment on AWS Ireland
- Pricing
- 1 USD per 100 credits, 1,000 free
- Est. cost
- ≈ €0.023 per page≈ €0.046 per statement
- Coordinates
- Yes
- Fraud checks
- Not stated
Capability details and sources (checked Sept. 17, 2026)
- Bank statement extractionPartial
- Schema-based field extraction; banking pages name bank statements, no dedicated statement model described.
- Balance reconciliation checks on statementsUnknown
- Not described on the pages we checked.
- Document fraud detectionUnknown
- Not described on the pages we checked.
- Case-level rules across documentsUnknown
- Not described on the pages we checked.
- EU hostingYes
- EU SaaS deployment on AWS Ireland with a separate endpoint.
- Self-hosted or on-premises deploymentPartial
- SaaS, VPC and on-premises deployments on Enterprise.
- Security certification (SOC 2 or ISO 27001)Yes
- SOC 2 Type II audit covering security, availability and confidentiality.
- Public per-page pricingYes
- Pay as you go at 1 USD per 100 credits with 1,000 free; Team 250 USD per month; parse credits vary with output length.
- Field coordinates (bounding boxes)Yes
- Visual grounding on every plan: word level with DPT-3 Verity, line level with DPT-3 Pro, table cells with boxes.
- Human review UIUnknown
- Not described on the pages we checked.
- Accounting and ERP connectorsUnknown
- Not described on the pages we checked.
Sources
- LandingAI, Agentic API pricingSept. 17, 2026
- LandingAI, Introducing Agentic Document Extraction Gen2Sept. 17, 2026
- LandingAI, Security and complianceSept. 17, 2026
- LandingAI, Document processing for banksSept. 17, 2026
Best for: Teams already building retrieval or agent pipelines on LlamaIndex who need schema extraction.
LlamaExtract, part of LlamaParse, extracts any schema you define and can return a citation per field with page, source text and bounding box, in an EU region if needed. Credits per page rise with the more accurate parsing modes, and there is no prebuilt bank statement model.
- Hosting
- EU region in Frankfurt
- Pricing
- Free tier, then 1.25 USD per 1,000 credits
- Est. cost
- ≈ €0.027 per page≈ €0.053 per statement
- Coordinates
- Yes
- Fraud checks
- Not stated
Capability details and sources (checked Sept. 17, 2026)
- Bank statement extractionPartial
- Schema-based extraction for any document; no prebuilt bank statement model.
- Balance reconciliation checks on statementsUnknown
- Not described on the pages we checked.
- Document fraud detectionUnknown
- Not described on the pages we checked.
- Case-level rules across documentsUnknown
- Not described on the pages we checked.
- EU hostingYes
- EU region on AWS Frankfurt; data stays in the region it is uploaded to.
- Self-hosted or on-premises deploymentPartial
- Deployment in private VPCs on any cloud provider for enterprises.
- Security certification (SOC 2 or ISO 27001)Yes
- The LlamaParse platform completed a SOC 2 Type II audit.
- Public per-page pricingYes
- 1,000 credits for 1.25 USD; Free, Starter 50 USD and Pro 500 USD per month; credits per page vary by mode.
- Field coordinates (bounding boxes)Yes
- Citations return page, source text and bounding box for each extracted field.
- Human review UIUnknown
- Not described on the pages we checked.
- Accounting and ERP connectorsUnknown
- Not described on the pages we checked.
Sources
- LlamaIndex, PricingSept. 17, 2026
- LlamaIndex, RegionsSept. 17, 2026
- LlamaIndex, WebhooksSept. 17, 2026
- LlamaIndex, LlamaExtract metadata extensionsSept. 17, 2026
- LlamaIndex, ComplianceSept. 17, 2026
Best for: Developers wanting a self-serve extraction API with polygons and confidence on every plan.
Mindee is a developer API with pre-trained models for bank statements, invoices and French documents such as ID cards and RIB, returning polygons and confidence scores. EU processing starts at the Pro plan, and it stops at extraction: review screens and checks are yours to build.
- Hosting
- EU option from Pro plan
- Pricing
- From about 0.044 USD per page
- Est. cost
- ≈ €0.062 per page≈ €0.12 per statement
- Coordinates
- Yes
- Fraud checks
- Not stated
Capability details and sources (checked Sept. 17, 2026)
- Bank statement extractionYes
- Bank Statement OCR API product page.
- Balance reconciliation checks on statementsUnknown
- Not described on the pages we checked.
- Document fraud detectionUnknown
- Not described on the pages we checked.
- Case-level rules across documentsNo
- Per-document extraction API; no case-level rules described.
- EU hostingPartial
- Data processing localization on Pro and Enterprise plans.
- Self-hosted or on-premises deploymentUnknown
- Not described on the pages we checked.
- Security certification (SOC 2 or ISO 27001)Partial
- SOC 2 certification stated in the data processing agreement, without the report type.
- Public per-page pricingYes
- Starter 44 USD per month, Pro 116 USD per month billed annually; 1 credit per page, 1.5 with confidence scores.
- Field coordinates (bounding boxes)Yes
- Polygons (bounding boxes) on all plans.
- Human review UIUnknown
- Not described on the pages we checked.
- Accounting and ERP connectorsUnknown
- ERP or CRM tools connect through the REST API; no named connectors.
Sources
- Mindee, PricingSept. 17, 2026
- Mindee, Bank Statement OCR APISept. 3, 2026
- Mindee, FR Bank Account Details OCRSept. 3, 2026
- Mindee, FR ID Card OCRSept. 3, 2026
- Mindee, Data processing agreementSept. 17, 2026
- Mindee, Using webhooksSept. 17, 2026
Best for: Engineers building their own statement pipeline on an EU model provider, self-hosted if needed.
Mistral OCR 4.1 returns text with bounding boxes, block types and word-level confidence in 170 languages, at 4 USD per 1,000 pages, hosted in the EU by default. It is a model, not a product: statement schemas, review, reconciliation and fraud checks are all yours to build.
- Hosting
- EU by default
- Pricing
- 4 USD per 1,000 pages
- Est. cost
- ≈ €0.0044 per page≈ €0.0087 per statement
- Coordinates
- Yes
- Fraud checks
- Not stated
Capability details and sources (checked Sept. 17, 2026)
- Bank statement extractionPartial
- General OCR model with schema-based annotations; no prebuilt bank statement model.
- Balance reconciliation checks on statementsUnknown
- Not described on the pages we checked.
- Document fraud detectionUnknown
- Not described on the pages we checked.
- Case-level rules across documentsUnknown
- Not described on the pages we checked.
- EU hostingYes
- Data hosted in the EU by default, US endpoint optional; self-hosted container for enterprise customers.
- Self-hosted or on-premises deploymentPartial
- Self-deployment in a single container for enterprise customers.
- Security certification (SOC 2 or ISO 27001)Yes
- SOC 2 Type II and ISO 27001/27701 stated; reports through the trust center.
- Public per-page pricingYes
- OCR 4 and 4.1: 4 USD per 1,000 pages, 5 USD per 1,000 annotated pages; OCR 4 batch 2 USD per 1,000 pages.
- Field coordinates (bounding boxes)Yes
- OCR 4 returns bounding boxes, block types and page and word confidence; OCR 4.1 adds paragraph-level boxes.
- Human review UIUnknown
- Not described on the pages we checked.
- Accounting and ERP connectorsUnknown
- Not described on the pages we checked.
Sources
- Mistral AI, Mistral OCR 4Sept. 17, 2026
- Mistral AI, OCR 4.1 model cardSept. 17, 2026
- Mistral AI, Where do you store my dataSept. 17, 2026
- Mistral AI, SOC 2 and ISO 27001Sept. 17, 2026
Best for: Operations teams assembling no-code extraction workflows with human approvals and accounting connectors.
Nanonets pairs its OCR-3 model and a pre-trained bank statement model with no-code workflows, approval steps for human review, and ERP integrations from the Growth plan. Each workflow block is billed separately, so the cost of one statement depends on your workflow, and EU residency is Enterprise only.
- Hosting
- EU residency on Enterprise
- Pricing
- 0.02 to 0.30 USD per block run
- Est. cost
- ≈ €0.29 per page≈ €0.57 per statement
- Coordinates
- Partial
- Fraud checks
- Not stated
Capability details and sources (checked Sept. 17, 2026)
- Bank statement extractionYes
- Pre-trained bank statement model: account details, statement period, balances, transactions.
- Balance reconciliation checks on statementsUnknown
- Not described on the pages we checked.
- Document fraud detectionUnknown
- Not described on the pages we checked.
- Case-level rules across documentsUnknown
- Not described on the pages we checked.
- EU hostingPartial
- Data residency in the US, EU or APAC, and private cloud or on-premises, on the Enterprise plan.
- Self-hosted or on-premises deploymentPartial
- Private cloud or on-premises deployment on the Enterprise plan.
- Security certification (SOC 2 or ISO 27001)Yes
- ISO/IEC 27001 certified, with SOC 2 Type I and Type II reports on request.
- Public per-page pricingYes
- Per block run: 0.02 USD simple, 0.10 USD standard AI, 0.30 USD complex AI; 50 USD of free credits.
- Field coordinates (bounding boxes)Partial
- OCR-3 model returns bounding boxes and confidence; not described for platform workflows.
- Human review UIYes
- Human review and approval steps for exceptions.
- Accounting and ERP connectorsPartial
- ERP and database integrations from the Growth plan; Salesforce, SAP and Oracle connectors on Enterprise.
Sources
- Nanonets, PricingSept. 17, 2026
- Nanonets, Bank statement OCRSept. 17, 2026
- Nanonets, OCR-3Sept. 17, 2026
- Nanonets, Webhook exportSept. 17, 2026
- Nanonets, SecuritySept. 17, 2026
Best for: AI teams parsing long, table-heavy financial documents who will write their own schema and checks.
Reducto parses long, table-heavy documents with bounding boxes and citations on every plan; its r-1 model, in preview since September 2026, costs 1 US cent per page. EU residency starts at the custom-priced Growth plan, and there is no prebuilt bank statement model.
- Hosting
- EU residency from Growth plan
- Pricing
- Extract 20 USD per 1,000 pages
- Est. cost
- ≈ €0.017 per page≈ €0.034 per statement
- Coordinates
- Yes
- Fraud checks
- Not stated
Capability details and sources (checked Sept. 17, 2026)
- Bank statement extractionPartial
- Schema-based Extract and Deep Extract; bank statement reconciliation named as a finance use case, no prebuilt model.
- Balance reconciliation checks on statementsPartial
- A published cookbook shows how to reconcile bank statement data on the API; no built-in check described.
- Document fraud detectionUnknown
- Not described on the pages we checked.
- Case-level rules across documentsUnknown
- Not described on the pages we checked.
- EU hostingPartial
- EU and AU data residency on the Growth and Enterprise plans.
- Self-hosted or on-premises deploymentPartial
- VPC and on-premises deployments on Enterprise.
- Security certification (SOC 2 or ISO 27001)Yes
- SOC 2 Type II audited, with the report on request.
- Public per-page pricingYes
- Pay as you go after 150 USD of free usage: r-1 Parse 10 USD and Extract 20 USD per 1,000 pages.
- Field coordinates (bounding boxes)Yes
- Bounding box support and extraction citations listed on every plan.
- Human review UIUnknown
- Reducto Studio seats are listed; a review queue is not described on the pages we checked.
- Accounting and ERP connectorsUnknown
- Not described on the pages we checked.
Sources
- Reducto, PricingSept. 17, 2026
- Reducto, Introducing r-1Sept. 17, 2026
- Reducto, FinanceSept. 17, 2026
- Reducto, Security and complianceSept. 17, 2026
Best for: Fintechs processing mostly US documents who want a flat price per bank statement.
Veryfi's Bank Statements API returns account, routing and transaction data with optional per-field boxes, and offers fraud scores for tampering, metadata origin and income inflation. Fraud scoring is activated separately, Starter has a 500 USD monthly minimum, and data stays in Oregon unless you request the EU datacenter.
- Hosting
- United States; EU on request
- Pricing
- 0.25 USD per bank statement
- Est. cost
- ≈ €0.11 per page≈ €0.22 per statement
- Coordinates
- Yes
- Fraud checks
- Partial
Capability details and sources (checked Sept. 17, 2026)
- Bank statement extractionYes
- Bank Statements API: account holder, account and routing numbers, balances, transactions.
- Balance reconciliation checks on statementsUnknown
- Not described on the pages we checked.
- Document fraud detectionPartial
- Fraud scores for digital tampering, metadata origin and income inflation; separate activation required.
- Case-level rules across documentsUnknown
- Not described on the pages we checked.
- EU hostingPartial
- Data stored on AWS in Oregon by default; EU datacenter available on request.
- Self-hosted or on-premises deploymentPartial
- Cloud API or hybrid; on-premises options on request for institutions that require it.
- Security certification (SOC 2 or ISO 27001)Yes
- SOC 2 Type 2 certified, per its security page.
- Public per-page pricingYes
- 0.25 USD per bank statement on Starter (500 USD monthly minimum); free up to 100 documents per month.
- Field coordinates (bounding boxes)Yes
- Optional bounding box and bounding region for each extracted field.
- Human review UIUnknown
- Not described on the pages we checked.
- Accounting and ERP connectorsPartial
- Transactions export as OFX files for QuickBooks, Xero or other accounting software; no direct connectors described.
Sources
- Veryfi, Bank statements OCR APISept. 17, 2026
- Veryfi, PricingSept. 17, 2026
- Veryfi, Bank Statements API help articleSept. 17, 2026
- Veryfi, Process a bank statement (API reference)Sept. 17, 2026
- Veryfi, Where does Veryfi store the data?Sept. 17, 2026
- Veryfi, SecuritySept. 17, 2026
Kind 3 of 4
Lending platforms with fraud detection (2)
Two US-focused platforms that pair statement extraction with tamper checks, built around a lending decision.
Choose this kind when
- Statements feed a credit or underwriting decision.
- Edited or fake statements are a real risk in your applications.
What you get back
Fig. 4
Extracted figures plus a verdict on the document
- Salary amount edited after the file was created
- Running balances add up
Best for: US lenders processing statements alongside pay stubs, W-2 forms and tax returns.
Docsumo reads bank statements and more than 50 lending document types, flags PDF metadata and transaction anomalies, and connects to QuickBooks, Xero and Salesforce. Pricing is custom, its public pages do not say where data is hosted, and the catalogue centres on US documents.
- Hosting
- Not stated
- Pricing
- Quote only, 14-day trial
- Est. cost
- Quote only
- Coordinates
- Not stated
- Fraud checks
- Yes
Capability details and sources (checked Sept. 17, 2026)
- Bank statement extractionYes
- Bank statement extraction product for lending and accounting.
- Balance reconciliation checks on statementsYes
- Bank statement checks include the balance tally and daily balance on extracted transactions.
- Document fraud detectionYes
- Bank statement fraud checks: PDF metadata (dates, creator, producer, checksum) and transaction anomalies.
- Case-level rules across documentsPartial
- Cross-document validations and case management on the Enterprise plan.
- EU hostingUnknown
- Hosting location not stated on the pages we checked.
- Self-hosted or on-premises deploymentUnknown
- Not described on the pages we checked.
- Security certification (SOC 2 or ISO 27001)Yes
- SOC 2 Type II certification announced in January 2025.
- Public per-page pricingNo
- Business and Enterprise pricing is custom; 14-day trial with 1,000 pages.
- Field coordinates (bounding boxes)Unknown
- Not described on the pages we checked.
- Human review UIYes
- Human review on every plan.
- Accounting and ERP connectorsYes
- QuickBooks and Xero listed on the integrations page, alongside Salesforce and Zapier.
Sources
- Docsumo, PricingSept. 17, 2026
- Docsumo, Bank statement fraud detectionSept. 17, 2026
- Docsumo, Automated lending systemSept. 17, 2026
- Docsumo, IntegrationsSept. 17, 2026
- Docsumo, SOC 2 Type II certificationSept. 17, 2026
Best for: US small business and mortgage lenders needing cash flow analytics and document authenticity scores.
Ocrolus turns bank statements, pay stubs and tax documents into cash flow and income analytics, and Detect scores each document from 0 to 100 for authenticity. Its public pages are written for US lending: we found no EU hosting, no European document coverage and no list prices.
- Hosting
- Not stated
- Pricing
- Quote only
- Est. cost
- Quote only
- Coordinates
- Not stated
- Fraud checks
- Yes
Capability details and sources (checked Sept. 17, 2026)
- Bank statement extractionYes
- Bank statements, pay stubs and tax documents for small business and mortgage lending.
- Balance reconciliation checks on statementsUnknown
- Not described on the pages we checked.
- Document fraud detectionYes
- Detect: digital modification, screenshot and AI-generated artifact signals, 0 to 100 authenticity score, Resistant AI forensics.
- Case-level rules across documentsPartial
- Inspect creates and clears mortgage underwriting conditions from document data.
- EU hostingUnknown
- Hosting location not stated on the pages we checked.
- Self-hosted or on-premises deploymentUnknown
- Not described on the pages we checked.
- Security certification (SOC 2 or ISO 27001)Yes
- ISO/IEC 27001 certified; SOC 2 report in its security portal.
- Public per-page pricingNo
- Pricing page is a contact form; no list prices.
- Field coordinates (bounding boxes)Unknown
- Detect highlights signals on the document in the dashboard; field coordinates not described.
- Human review UIPartial
- Dashboard highlights fraud signals on the document; a field correction screen is not described.
- Accounting and ERP connectorsUnknown
- Encompass and Salesforce integrations described for lending; no accounting or ERP connectors described.
Sources
- Ocrolus, HomeSept. 17, 2026
- Ocrolus, DetectSept. 17, 2026
- Ocrolus, Webhooks overviewSept. 17, 2026
- Ocrolus, PricingSept. 17, 2026
- Ocrolus, Encompass integrationSept. 17, 2026
- Ocrolus, Security portalSept. 17, 2026
Kind 4 of 4
Hyperscalers (3)
Document services inside AWS, Azure and Google Cloud, with EU regions and list prices but statement models shaped around US or English documents.
Choose this kind when
- Your data and your team already live in one cloud.
- You are ready to build statement schemas, review and fraud checks yourself.
What you get back
Fig. 5
Layout blocks and key‑value pairs, for you to map
Best for: Teams already on AWS who will build statement schemas, review and checks themselves.
Amazon Textract returns text, tables, forms and query answers with boxes and confidence, and Analyze Lending classifies bank statements in US mortgage packets, in EU regions too. Lending support is shaped around US mortgages, and Amazon A2I, its human review service, is closed to new customers.
- Hosting
- EU regions available
- Pricing
- 0.07 USD per page for Analyze Lending
- Est. cost
- ≈ €0.061 per page≈ €0.12 per statement
- Coordinates
- Yes
- Fraud checks
- Not stated
Capability details and sources (checked Sept. 17, 2026)
- Bank statement extractionPartial
- Analyze Lending classifies bank statements in US mortgage packets; generic forms, tables and queries otherwise.
- Balance reconciliation checks on statementsUnknown
- Not described on the pages we checked.
- Document fraud detectionUnknown
- Not described on the pages we checked.
- Case-level rules across documentsUnknown
- Analyze Lending splits and classifies mortgage packets; case-level rules not described.
- EU hostingYes
- Available in AWS Europe regions (Ireland, Frankfurt, Paris, London), Analyze Lending included.
- Self-hosted or on-premises deploymentUnknown
- Offered as a regional AWS API; no container or on-premises option described.
- Security certification (SOC 2 or ISO 27001)Yes
- Amazon Textract is in scope of the AWS SOC reports.
- Public per-page pricingYes
- Per page, first million: Detect Document Text 0.0015 USD, Tables 0.015 USD, Forms 0.05 USD, Analyze Lending 0.07 USD (US West list prices).
- Field coordinates (bounding boxes)Yes
- Bounding box and polygon geometry with confidence for each detection.
- Human review UIPartial
- Amazon A2I human review works with Textract; A2I is closed to new customers.
- Accounting and ERP connectorsUnknown
- Not described on the pages we checked.
Sources
- AWS, Amazon Textract pricingSept. 17, 2026
- AWS, Analyzing lending documentsSept. 17, 2026
- AWS, Using the Analyze Lending workflowSept. 17, 2026
- AWS, Use Amazon Augmented AI with Amazon TextractSept. 17, 2026
- AWS, Amazon Textract endpoints and quotasSept. 17, 2026
- AWS, Services in scope for SOCSept. 17, 2026
Best for: Teams on Azure who can build and maintain a custom model for European statements.
Azure Document Intelligence runs in EU regions, offers containers for Read, Layout and some prebuilt models, and Content Understanding adds per-field grounding and confidence. The prebuilt bank statement model covers US statements only, so European statements need a custom model that you maintain.
- Hosting
- EU regions available
- Pricing
- 30 USD per 1,000 pages, custom model
- Est. cost
- ≈ €0.026 per page≈ €0.051 per statement
- Coordinates
- Yes
- Fraud checks
- Not stated
Capability details and sources (checked Sept. 17, 2026)
- Bank statement extractionPartial
- Prebuilt bank statement model (prebuilt-bankStatement.us) supports the en-US locale only.
- Balance reconciliation checks on statementsUnknown
- Not described on the pages we checked.
- Document fraud detectionUnknown
- Not described on the pages we checked.
- Case-level rules across documentsUnknown
- Not described on the pages we checked.
- EU hostingYes
- Priced and deployable in Azure EU regions such as West Europe; disconnected containers for some models.
- Self-hosted or on-premises deploymentPartial
- Containers for Read, Layout and some prebuilt models; disconnected use needs approval and a commitment plan; no bank statement container listed.
- Security certification (SOC 2 or ISO 27001)Yes
- Covered by Azure's ISO/IEC 27001 certificate and SOC 2 Type 2 attestation.
- Public per-page pricingYes
- Per 1,000 pages: Read 1.50 USD, Layout and prebuilt 10 USD, custom extraction 30 USD (West Europe list prices).
- Field coordinates (bounding boxes)Yes
- Layout returns bounding box coordinates; Content Understanding adds per-field grounding and confidence.
- Human review UIUnknown
- Studio is for testing and labeling; a review queue is not described on the pages we checked.
- Accounting and ERP connectorsUnknown
- Not described on the pages we checked.
Sources
- Microsoft Learn, Bank statement US extraction modelSept. 17, 2026
- Microsoft Learn, Document Intelligence overviewSept. 17, 2026
- Microsoft Learn, Content Understanding confidence and groundingSept. 17, 2026
- Microsoft Learn, Disconnected containersSept. 17, 2026
- Azure Retail Prices API, Document Intelligence, West EuropeSept. 17, 2026
- Microsoft Learn, Azure ISO/IEC 27001Sept. 17, 2026
Best for: Teams on Google Cloud processing English-language statements who want per-document pricing.
Google Document AI has pretrained bank statement, pay slip and lending splitter processors plus a Gemini-based Custom Extractor, with EU locations and bounding polygons on entities. Its statement and pay slip parsers support English only, and Human-in-the-Loop review was deprecated in January 2024.
- Hosting
- EU location available
- Pricing
- 0.75 USD per bank statement
- Est. cost
- ≈ €0.33 per page≈ €0.65 per statement
- Coordinates
- Yes
- Fraud checks
- Partial
Capability details and sources (checked Sept. 17, 2026)
- Bank statement extractionPartial
- Bank statement parser supports English only, in US and EU locations.
- Balance reconciliation checks on statementsUnknown
- Not described on the pages we checked.
- Document fraud detectionPartial
- Identity document proofing detects image manipulation on ID documents; no bank statement fraud checks described.
- Case-level rules across documentsUnknown
- Not described on the pages we checked.
- EU hostingYes
- Bank statement, pay slip and Layout parsers available in the EU location.
- Self-hosted or on-premises deploymentUnknown
- Not described on the pages we checked.
- Security certification (SOC 2 or ISO 27001)Yes
- The Document AI security page cites Google Cloud's ISO 27001 and SOC 2 audits.
- Public per-page pricingYes
- Bank statement parser 0.75 USD per classified document; Enterprise Document OCR 1.50 USD and Layout Parser 10 USD per 1,000 pages.
- Field coordinates (bounding boxes)Yes
- Entities carry page anchors with bounding polygons.
- Human review UINo
- Human-in-the-Loop deprecated on 16 January 2024.
- Accounting and ERP connectorsUnknown
- Not described on the pages we checked.
Sources
- Google Cloud, Document AI pricingSept. 17, 2026
- Google Cloud, Document AI processor listSept. 17, 2026
- Google Cloud, Document AI deprecationsSept. 17, 2026
- Google Cloud, Handle processing responseSept. 17, 2026
- Google Cloud, Document AI security and complianceSept. 17, 2026
Full capability matrix
11 criteria for every tool, read from each vendor's public pages. The note and source behind every mark are in each tool's section.
YesPartialNoUnknownOur product first, then alphabetical within each group; not a ranking.
The table scrolls sideways to show every criterion.
| Tool | Statements | Reconciliation | Fraud checks | Case rules | EU hosting | Self-hosting | Certification | Public prices | Coordinates | Review UI | ERP connectors |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Holofin(us) | Bank statement extraction: Yes | Balance reconciliation checks on statements: Yes | Document fraud detection: Yes | Case-level rules across documents: Yes | EU hosting: Partial | Self-hosted or on-premises deployment: Partial | Security certification (SOC 2 or ISO 27001): Partial | Public per-page pricing: Yes | Field coordinates (bounding boxes): Yes | Human review UI: Partial | Accounting and ERP connectors: Unknown |
| Platforms for lenders | |||||||||||
| Doxis AI.dp | Bank statement extraction: Yes | Balance reconciliation checks on statements: Partial | Document fraud detection: Yes | Case-level rules across documents: Unknown | EU hosting: Yes | Self-hosted or on-premises deployment: Unknown | Security certification (SOC 2 or ISO 27001): Yes | Public per-page pricing: No | Field coordinates (bounding boxes): Unknown | Human review UI: Yes | Accounting and ERP connectors: Yes |
| Rossum | Bank statement extraction: Yes | Balance reconciliation checks on statements: Unknown | Document fraud detection: Partial | Case-level rules across documents: Partial | EU hosting: Yes | Self-hosted or on-premises deployment: Unknown | Security certification (SOC 2 or ISO 27001): Yes | Public per-page pricing: No | Field coordinates (bounding boxes): Unknown | Human review UI: Yes | Accounting and ERP connectors: Partial |
| Developer APIs | |||||||||||
| Docparser | Bank statement extraction: Partial | Balance reconciliation checks on statements: Unknown | Document fraud detection: No | Case-level rules across documents: No | EU hosting: No | Self-hosted or on-premises deployment: Unknown | Security certification (SOC 2 or ISO 27001): Unknown | Public per-page pricing: Yes | Field coordinates (bounding boxes): Unknown | Human review UI: Unknown | Accounting and ERP connectors: Partial |
| Extend | Bank statement extraction: Partial | Balance reconciliation checks on statements: Unknown | Document fraud detection: Unknown | Case-level rules across documents: Unknown | EU hosting: Yes | Self-hosted or on-premises deployment: Partial | Security certification (SOC 2 or ISO 27001): Partial | Public per-page pricing: Yes | Field coordinates (bounding boxes): Yes | Human review UI: Yes | Accounting and ERP connectors: Unknown |
| LandingAI ADE | Bank statement extraction: Partial | Balance reconciliation checks on statements: Unknown | Document fraud detection: Unknown | Case-level rules across documents: Unknown | EU hosting: Yes | Self-hosted or on-premises deployment: Partial | Security certification (SOC 2 or ISO 27001): Yes | Public per-page pricing: Yes | Field coordinates (bounding boxes): Yes | Human review UI: Unknown | Accounting and ERP connectors: Unknown |
| LlamaExtract | Bank statement extraction: Partial | Balance reconciliation checks on statements: Unknown | Document fraud detection: Unknown | Case-level rules across documents: Unknown | EU hosting: Yes | Self-hosted or on-premises deployment: Partial | Security certification (SOC 2 or ISO 27001): Yes | Public per-page pricing: Yes | Field coordinates (bounding boxes): Yes | Human review UI: Unknown | Accounting and ERP connectors: Unknown |
| Mindee | Bank statement extraction: Yes | Balance reconciliation checks on statements: Unknown | Document fraud detection: Unknown | Case-level rules across documents: No | EU hosting: Partial | Self-hosted or on-premises deployment: Unknown | Security certification (SOC 2 or ISO 27001): Partial | Public per-page pricing: Yes | Field coordinates (bounding boxes): Yes | Human review UI: Unknown | Accounting and ERP connectors: Unknown |
| Mistral OCR | Bank statement extraction: Partial | Balance reconciliation checks on statements: Unknown | Document fraud detection: Unknown | Case-level rules across documents: Unknown | EU hosting: Yes | Self-hosted or on-premises deployment: Partial | Security certification (SOC 2 or ISO 27001): Yes | Public per-page pricing: Yes | Field coordinates (bounding boxes): Yes | Human review UI: Unknown | Accounting and ERP connectors: Unknown |
| Nanonets | Bank statement extraction: Yes | Balance reconciliation checks on statements: Unknown | Document fraud detection: Unknown | Case-level rules across documents: Unknown | EU hosting: Partial | Self-hosted or on-premises deployment: Partial | Security certification (SOC 2 or ISO 27001): Yes | Public per-page pricing: Yes | Field coordinates (bounding boxes): Partial | Human review UI: Yes | Accounting and ERP connectors: Partial |
| Reducto | Bank statement extraction: Partial | Balance reconciliation checks on statements: Partial | Document fraud detection: Unknown | Case-level rules across documents: Unknown | EU hosting: Partial | Self-hosted or on-premises deployment: Partial | Security certification (SOC 2 or ISO 27001): Yes | Public per-page pricing: Yes | Field coordinates (bounding boxes): Yes | Human review UI: Unknown | Accounting and ERP connectors: Unknown |
| Veryfi | Bank statement extraction: Yes | Balance reconciliation checks on statements: Unknown | Document fraud detection: Partial | Case-level rules across documents: Unknown | EU hosting: Partial | Self-hosted or on-premises deployment: Partial | Security certification (SOC 2 or ISO 27001): Yes | Public per-page pricing: Yes | Field coordinates (bounding boxes): Yes | Human review UI: Unknown | Accounting and ERP connectors: Partial |
| Lending platforms | |||||||||||
| Docsumo | Bank statement extraction: Yes | Balance reconciliation checks on statements: Yes | Document fraud detection: Yes | Case-level rules across documents: Partial | EU hosting: Unknown | Self-hosted or on-premises deployment: Unknown | Security certification (SOC 2 or ISO 27001): Yes | Public per-page pricing: No | Field coordinates (bounding boxes): Unknown | Human review UI: Yes | Accounting and ERP connectors: Yes |
| Ocrolus | Bank statement extraction: Yes | Balance reconciliation checks on statements: Unknown | Document fraud detection: Yes | Case-level rules across documents: Partial | EU hosting: Unknown | Self-hosted or on-premises deployment: Unknown | Security certification (SOC 2 or ISO 27001): Yes | Public per-page pricing: No | Field coordinates (bounding boxes): Unknown | Human review UI: Partial | Accounting and ERP connectors: Unknown |
| Hyperscalers | |||||||||||
| Amazon Textract | Bank statement extraction: Partial | Balance reconciliation checks on statements: Unknown | Document fraud detection: Unknown | Case-level rules across documents: Unknown | EU hosting: Yes | Self-hosted or on-premises deployment: Unknown | Security certification (SOC 2 or ISO 27001): Yes | Public per-page pricing: Yes | Field coordinates (bounding boxes): Yes | Human review UI: Partial | Accounting and ERP connectors: Unknown |
| Azure Document Intelligence | Bank statement extraction: Partial | Balance reconciliation checks on statements: Unknown | Document fraud detection: Unknown | Case-level rules across documents: Unknown | EU hosting: Yes | Self-hosted or on-premises deployment: Partial | Security certification (SOC 2 or ISO 27001): Yes | Public per-page pricing: Yes | Field coordinates (bounding boxes): Yes | Human review UI: Unknown | Accounting and ERP connectors: Unknown |
| Google Document AI | Bank statement extraction: Partial | Balance reconciliation checks on statements: Unknown | Document fraud detection: Partial | Case-level rules across documents: Unknown | EU hosting: Yes | Self-hosted or on-premises deployment: Unknown | Security certification (SOC 2 or ISO 27001): Yes | Public per-page pricing: Yes | Field coordinates (bounding boxes): Yes | Human review UI: No | Accounting and ERP connectors: Unknown |
How to choose
Five questions usually settle the shortlist.
Who will own the pipeline?
If engineers will, an API can be enough. If an operations team will, you need review and workflow built in.
Where must the data stay?
Check hosting first: some tools are EU-only, some offer EU regions on certain plans, some do not say.
Do you need to catch edited statements?
Only some tools check for tampering, mostly lending and case-file platforms. None of the hyperscalers describes it for statements.
How will you measure accuracy?
Ask for results on whole statements like yours; a per-row average can hide a dropped or invented row.
Will it read your banks' statements?
Test each shortlisted tool on statements from your own banks. Public pages rarely give accuracy figures on European statements.
Per row vs per statement
Fig. 6
27 rows out of 30 is 90% accurate, and still a wrong statement
Ask vendors which of the two they measure. A lender needs every row: one missing or invented transaction changes the income, the balance and the decision.
Measured per row
90%
27 of 30 rows right
Measured per statement
Not usable as is: one row misread, one dropped, one invented
How we checked
Every cell comes from the vendor's own public website or documentation, read on the date shown next to each vendor. We do not use trials, demos, analyst reports or third-party reviews. A criterion is Yes when the public pages state it, Partial when it is stated with a limitation (a plan tier, a region option, a generic claim, a certification in progress), No when the pages say so or state the opposite, and Unknown when we found nothing either way. Unknown is not a mark against a vendor; it means we could not verify it and did not guess.
Holofin is our product. It is listed first and marked as ours, and its row follows the same rule, from its own public pages, even where we know more about the product. Its accuracy figures come from our public benchmark, where only Holofin and three frontier models were measured. The other tools are listed alphabetically within each kind of tool. We re-check every row at least every six months and the updated date only moves when a row changes.
Spotted an error? Write to [email protected] and we will fix the row and note the change.
How a mark is set
Fig. 7
Every mark comes from a sentence on the vendor's own public page
Pricing
Data residency in the EU is available on the Enterprise plan.
EU hosting
Partial
Stated, with a plan-tier limit.
checked Sept. 17, 2026 · vendor.example/pricing
Frequently asked questions
Why use Holofin for bank statements in lending?
Because a lending file needs every row right and every document genuine. In our public benchmark of 44 statements from different European banks, Holofin returned 98% with zero errors and one errored row in total. Every PDF also goes through 70 forensic tampering detectors, and rules run across the whole case file, such as payslips against statements.
What is the difference between per-row and per-statement accuracy?
Per-row accuracy counts how many transaction rows are right. Per-statement accuracy counts a statement as correct only if every row is right, with nothing dropped and nothing invented. A statement with 27 of 30 rows right is 90% accurate per row and still wrong. In our public benchmark, Holofin returned 98% of statements fully correct, against 80% for Gemini 3.1 Pro, 77% for GPT-5.5 and 75% for Claude Opus 4.8.
Which tools are hosted in the EU?
Rossum (AWS Frankfurt by default) is EU-hosted, Doxis AI.dp hosts in the EU with other locations on request, and Mistral hosts data in the EU by default. Holofin processes documents in EU data centres and lists contractual EU residency on its custom plans. Extend (Frankfurt), LandingAI (AWS Ireland) and LlamaExtract (Frankfurt) document an EU region. Reducto offers EU residency from its Growth plan, Mindee from its Pro plan, and Nanonets on its Enterprise plan. Amazon, Google and Microsoft run their services in EU regions. Veryfi stores data in the United States unless you request its EU datacenter, Docparser transfers EU data under Standard Contractual Clauses, and we found no hosting location for Docsumo or Ocrolus.
Which tools publish their prices?
Amazon Textract, Azure AI Document Intelligence, Docparser, Extend, Holofin, LandingAI, LlamaExtract, Mindee, Mistral OCR and Reducto publish per-page or per-credit prices, and Nanonets publishes a price per workflow step. Google Document AI (0.75 USD) and Veryfi (0.25 USD) publish a price per bank statement. Rossum states a starting price of 18,000 USD per year. Docsumo, Doxis AI.dp and Ocrolus ask you to contact sales.
Which tools detect tampered bank statements?
Holofin runs forensic detectors on every PDF. Ocrolus Detect scores authenticity and flags digital edits, screenshots and AI-generated artifacts. Docsumo checks PDF metadata and transaction anomalies. Doxis AI.dp documents metadata and visual checks. Veryfi offers tamper scoring as a separately activated add-on, and Rossum describes duplicate detection. Google Document AI detects manipulation on identity documents only. The other tools on this page do not describe fraud detection on their public pages.
Can I just use GPT, Claude or Gemini to extract bank statements?
You can, and for a prototype it is often the fastest route: frontier models read PDFs and can follow a JSON schema. What you then build yourself is everything around the model: checking that balances reconcile and that no row was dropped or invented, field coordinates for audit, a review screen, tamper detection, and output that stays the same from one run to the next. The tools on this page package some or all of that.
Which tools return bounding boxes for each field?
Amazon Textract, Extend, Google Document AI, Holofin, LandingAI (word or line-level grounding), LlamaExtract (citations), Mindee, Mistral OCR 4 and later, Reducto and Veryfi (optional) document field or text coordinates, as does Azure through Layout and Content Understanding. Nanonets documents them for its OCR-3 model. We could not confirm field coordinates on the public pages of Docparser, Docsumo, Doxis AI.dp, Ocrolus or Rossum.
Do these tools handle European bank statement layouts?
Most extraction APIs on this page are layout-agnostic and state broad language support, so they will read a European statement, but we found no accuracy figures on European banks on their public pages. Prebuilt statement models are narrower: Azure's covers US statements only and Google's supports English only, and Ocrolus, Docsumo and Veryfi document US-centred lending sets. Whatever you shortlist, test it on statements from your own banks before choosing.
How do I get a row corrected?
Write to [email protected] with the vendor page that contradicts the cell. We correct the row, note the change and move the updated date.
Bank statements you can lend on.
Send Holofin your own statements: every row reconciled, every PDF checked for tampering, every value linked to the page it came from.
From 0.05 EUR per page pay as you go, down to 0.02 EUR at volume: about 0.04 EUR per statement, fraud checks included, below every statement-specific API in our cost table. Free trial credits, no credit card required.
Related questions