Comparison
Holofin vs Veryfi
Holofin vs Veryfi: fraud checks included at 0.05 EUR a page with no monthly minimum, rules across the whole dossier and EU hosting on every plan.
By Holofin Research
Updated Written by Holofin. Our product is listed first; every competitor fact is sourced and dated. How we checked
Short answer
Veryfi is a US document API: its Bank Statements API returns account, routing and transaction data with optional boxes per field, at 0.25 USD per statement on a plan with a 500 USD monthly minimum. Fraud scoring is a separate add-on, and data is stored in Oregon unless you request the EU datacenter. Holofin reads European statements and checks them in the same pass: 100+ forensic detectors on every PDF, AI-redrawn page detection, statements reconciled against their balances, and rules across every document and participant of a dossier. Every document is processed and stored in the EU on every plan, at 0.05 EUR per page pay as you go, fraud checks included and no monthly minimum.
Side by side
YesPartialNoUnknown
| Criterion |  HolofinOur productChecked Nov. 2, 2026 |  VeryfiChecked Sept. 17, 2026 |
|---|---|---|
| Bank statement extraction |
Holofin
YesDedicated bank statement extraction product page. |
Veryfi
YesBank Statements API: account holder, account and routing numbers, balances, transactions. |
| Document fraud detection |
Holofin
Yes100+ forensic detectors across 6 domains; 2D-Doc and MRZ verification. |
Veryfi
PartialFraud scores for digital tampering, metadata origin and income inflation; separate activation required. |
| Fraud checks included in the page price |
Holofin
Yes0.05 EUR per page covers the full pipeline: classification, splitting, extraction and fraud checks. |
Veryfi
NoFraud scoring is a separate add-on that has to be activated. |
| Case-level rules across documents |
Holofin
YesCase rules across documents and participants, with an audit trail per verdict. |
Veryfi
UnknownNot described on the pages we checked. |
| Missing documents named per participant |
Holofin
YesSays what is still missing and from whom: a missing document, a missing field or a missing participant. |
Veryfi
UnknownNot described on the pages we checked. |
| French document coverage |
Holofin
YesMore than 50 French document types with dedicated solution pages. |
Veryfi
Partial38 languages and 91+ currencies; no French document catalogue on the pages we checked. |
| EU hosting |
Holofin
YesTrust center: all documents processed and stored only in EU data centres (Google Cloud Paris and Frankfurt, Hetzner Germany), on every plan. |
Veryfi
PartialData stored on AWS in Oregon by default; EU datacenter available on request. |
| Public per-page pricing |
Holofin
YesPricing page: 0.05 EUR per page up to 10,000 pages a month, then 0.04 and 0.03 EUR; down to 0.02 EUR per page at volume, per Holofin; free trial credits. |
Veryfi
Yes0.25 USD per bank statement on Starter (500 USD monthly minimum); free up to 100 documents per month. |
| Pay as you go, no monthly fee |
Holofin
YesPay as you go with no monthly commitment and no setup fee; free trial credits. |
Veryfi
NoStarter needs a 500 USD monthly minimum commitment; free up to 100 documents a month. |
| Field coordinates (bounding boxes) |
Holofin
YesEvery extracted field carries page and bounding box. |
Veryfi
YesOptional bounding box and bounding region for each extracted field. |
| Human review UI |
Holofin
YesConfidence score per field: below your threshold, a value goes to a reviewer instead of into your system. |
Veryfi
UnknownNot described on the pages we checked. |
| API and webhooks |
Holofin
YesREST API, webhooks and a hosted MCP server for Claude and other AI assistants. |
Veryfi
YesAPI, SDKs and asynchronous processing with webhooks. |
Best for: Lenders, brokers and back offices that need every statement row right and tampering caught.
Holofin extracts bank statements page by page and checks each one against its balances, so a statement comes back fully right or flagged for review. In our public benchmark, 43 of 44 statements from different European banks had zero errors. It also runs 100+ forensic detectors on every PDF and checks rules across a whole case file.
Human review and self-hosting sit on custom plans, and ISO 27001 certification is still in progress.
- Hosting
- EU only, on every plan
- Pricing
- From 0.02 EUR per page at volume
- Est. cost
- ≈ €0.02 per page≈ €0.04 per statement
- Coordinates
- Yes
- Fraud checks
- Yes
Capability details and sources (checked Nov. 2, 2026)
- Bank statement extractionYes
- Dedicated bank statement extraction product page.
- Document fraud detectionYes
- 100+ forensic detectors across 6 domains; 2D-Doc and MRZ verification.
- Fraud checks included in the page priceYes
- 0.05 EUR per page covers the full pipeline: classification, splitting, extraction and fraud checks.
- Case-level rules across documentsYes
- Case rules across documents and participants, with an audit trail per verdict.
- Missing documents named per participantYes
- Says what is still missing and from whom: a missing document, a missing field or a missing participant.
- French document coverageYes
- More than 50 French document types with dedicated solution pages.
- EU hostingYes
- Trust center: all documents processed and stored only in EU data centres (Google Cloud Paris and Frankfurt, Hetzner Germany), on every plan.
- Public per-page pricingYes
- Pricing page: 0.05 EUR per page up to 10,000 pages a month, then 0.04 and 0.03 EUR; down to 0.02 EUR per page at volume, per Holofin; free trial credits.
- Pay as you go, no monthly feeYes
- Pay as you go with no monthly commitment and no setup fee; free trial credits.
- Field coordinates (bounding boxes)Yes
- Every extracted field carries page and bounding box.
- Human review UIYes
- Confidence score per field: below your threshold, a value goes to a reviewer instead of into your system.
- API and webhooksYes
- REST API, webhooks and a hosted MCP server for Claude and other AI assistants.
Sources
- Holofin, AI-generated document detection: facts and figuresNov. 2, 2026
- Holofin, CapabilitiesSept. 3, 2026
- Holofin, PricingNov. 2, 2026
- Holofin, Bank statement extractionSept. 17, 2026
- Holofin, Trust centerNov. 2, 2026
- Holofin, Fraud detectionSept. 17, 2026
- Holofin, Dossier intelligenceNov. 2, 2026
- Holofin, EnrichmentNov. 2, 2026
- Holofin, Bank statement extraction benchmarkNov. 2, 2026
Best for: Fintechs processing mostly US documents who want a flat price per bank statement.
Veryfi's Bank Statements API returns account, routing and transaction data with optional per-field boxes, and offers fraud scores for tampering, metadata origin and income inflation. Fraud scoring is activated separately, Starter has a 500 USD monthly minimum, and data stays in Oregon unless you request the EU datacenter.
- Hosting
- United States; EU on request
- Pricing
- 0.25 USD per bank statement
- Est. cost
- ≈ €0.11 per page≈ €0.22 per statement
- Coordinates
- Yes
- Fraud checks
- Partial
Capability details and sources (checked Sept. 17, 2026)
- Bank statement extractionYes
- Bank Statements API: account holder, account and routing numbers, balances, transactions.
- Document fraud detectionPartial
- Fraud scores for digital tampering, metadata origin and income inflation; separate activation required.
- Fraud checks included in the page priceNo
- Fraud scoring is a separate add-on that has to be activated.
- Case-level rules across documentsUnknown
- Not described on the pages we checked.
- Missing documents named per participantUnknown
- Not described on the pages we checked.
- French document coveragePartial
- 38 languages and 91+ currencies; no French document catalogue on the pages we checked.
- EU hostingPartial
- Data stored on AWS in Oregon by default; EU datacenter available on request.
- Public per-page pricingYes
- 0.25 USD per bank statement on Starter (500 USD monthly minimum); free up to 100 documents per month.
- Pay as you go, no monthly feeNo
- Starter needs a 500 USD monthly minimum commitment; free up to 100 documents a month.
- Field coordinates (bounding boxes)Yes
- Optional bounding box and bounding region for each extracted field.
- Human review UIUnknown
- Not described on the pages we checked.
- API and webhooksYes
- API, SDKs and asynchronous processing with webhooks.
Sources
- Veryfi, Bank statements OCR APISept. 17, 2026
- Veryfi, PricingNov. 2, 2026
- Veryfi, Bank Statements API help articleSept. 17, 2026
- Veryfi, Process a bank statement (API reference)Sept. 17, 2026
- Veryfi, Where does Veryfi store the data?Sept. 17, 2026
- Veryfi, SecuritySept. 17, 2026
How we scored this
Every cell comes from the vendor's own public website or documentation, read on the date shown next to each vendor. We do not use trials, demos, analyst reports or third-party reviews. A criterion is Yes when the public pages state it, Partial when it is stated with a limitation (a plan tier, a region option, a generic claim, a certification in progress), No when the pages say so or state the opposite, and Unknown when we found nothing either way. Unknown is not a mark against a vendor; it means we could not verify it and did not guess.
Holofin is our product. It is listed first and marked as ours, and its row follows the same rule, from its own public pages, even where we know more about the product. Its accuracy figures come from our public benchmark, where only Holofin and three frontier models were measured. The other tools are listed alphabetically within each kind of tool. We re-check every row at least every six months and the updated date only moves when a row changes.
Spotted an error? Write to [email protected] and we will fix the row and note the change.
Frequently asked questions
Is Holofin a Veryfi alternative?
Yes, for lenders and fintechs working with European documents. Both return transactions with field coordinates; Holofin includes fraud checks in the page price, checks the dossier as a whole and keeps every document in the EU.
Which one costs less to start?
Holofin is pay as you go at 0.05 EUR per page with no monthly commitment, fraud checks included. Veryfi's Starter plan charges 0.25 USD per bank statement with a 500 USD monthly minimum, and fraud scoring is a separate add-on.
Which one detects document fraud?
Both. Veryfi offers fraud scores for digital tampering, metadata origin and income inflation, activated separately. Holofin runs 100+ forensic detectors on every PDF, verifies 2D-Doc seals and MRZ checksums, and detects pages redrawn by AI image generators.
Which one keeps data in the EU?
Holofin processes and stores every document only in EU data centres, on every plan. Veryfi stores data on AWS in Oregon by default, with an EU datacenter available on request.
How do I get a row corrected?
Write to [email protected] with the vendor page that contradicts the cell. We correct the row, note the change and move the updated date.
Bank statements you can lend on.
Send Holofin your own statements: every row reconciled, every PDF checked for tampering, every value linked to the page it came from.
From 0.05 EUR per page pay as you go, down to 0.02 EUR at volume: about 0.04 EUR per statement, fraud checks included, below every statement-specific API in our cost table. Free trial credits, no credit card required.