Comparison
Holofin vs Docsumo
Holofin vs Docsumo: public pricing at 0.05 EUR a page with fraud checks included, French documents with 2D-Doc, and AI-redrawn pages detected.
By Holofin Research
Updated Written by Holofin. Our product is listed first; every competitor fact is sourced and dated. How we checked
Short answer
Docsumo is a lending document platform built around US files: bank statements, pay stubs, W-2 forms and tax returns, with PDF metadata and transaction checks, human review, and connectors for QuickBooks, Xero and Salesforce. Its plans are quoted after a call. Holofin covers the European file: more than 50 French document types, 100+ forensic detectors on every PDF, 2D-Doc and MRZ verification, AI-redrawn page detection, and rules across every document and participant of a dossier, including what is still missing and from whom. And the price is public: 0.05 EUR per page pay as you go for the full pipeline, fraud checks included, with no sales call to start.
Side by side
YesPartialNoUnknown
| Criterion |  HolofinOur productChecked Nov. 2, 2026 |  DocsumoChecked Sept. 17, 2026 |
|---|---|---|
| Bank statement extraction |
Holofin
YesDedicated bank statement extraction product page. |
Docsumo
YesBank statement extraction product for lending and accounting. |
| Document fraud detection |
Holofin
Yes100+ forensic detectors across 6 domains; 2D-Doc and MRZ verification. |
Docsumo
YesBank statement fraud checks: PDF metadata (dates, creator, producer, checksum) and transaction anomalies. |
| Balance reconciliation checks on statements |
Holofin
YesOpening balance plus the sum of transactions must equal the closing balance within 0.02 EUR; a mismatch marks the statement as an error, and dates outside the period are reported. |
Docsumo
YesBank statement checks include the balance tally and daily balance on extracted transactions. |
| Case-level rules across documents |
Holofin
YesCase rules across documents and participants, with an audit trail per verdict. |
Docsumo
PartialCross-document validations and case management on the Enterprise plan. |
| Missing documents named per participant |
Holofin
YesSays what is still missing and from whom: a missing document, a missing field or a missing participant. |
Docsumo
UnknownNot described on the pages we checked. |
| French document coverage |
Holofin
YesMore than 50 French document types with dedicated solution pages. |
Docsumo
UnknownNo French document catalogue on the pages we checked. |
| Public per-page pricing |
Holofin
YesPricing page: 0.05 EUR per page up to 10,000 pages a month, then 0.04 and 0.03 EUR; down to 0.02 EUR per page at volume, per Holofin; free trial credits. |
Docsumo
NoBusiness and Enterprise pricing is custom; 14-day trial with 1,000 pages. |
| Pay as you go, no monthly fee |
Holofin
YesPay as you go with no monthly commitment and no setup fee; free trial credits. |
Docsumo
NoBusiness and Enterprise plans are quoted after a call; 14-day trial with 1,000 pages. |
| Field coordinates (bounding boxes) |
Holofin
YesEvery extracted field carries page and bounding box. |
Docsumo
UnknownNot described on the pages we checked. |
| Human review UI |
Holofin
YesConfidence score per field: below your threshold, a value goes to a reviewer instead of into your system. |
Docsumo
YesHuman review on every plan. |
| API and webhooks |
Holofin
YesREST API, webhooks and a hosted MCP server for Claude and other AI assistants. |
Docsumo
YesWebhooks and APIs on every plan. |
Best for: Lenders, brokers and back offices that need every statement row right and tampering caught.
Holofin extracts bank statements page by page and checks each one against its balances, so a statement comes back fully right or flagged for review. In our public benchmark, 43 of 44 statements from different European banks had zero errors. It also runs 100+ forensic detectors on every PDF and checks rules across a whole case file.
Human review and self-hosting sit on custom plans, and ISO 27001 certification is still in progress.
- Hosting
- EU only, on every plan
- Pricing
- From 0.02 EUR per page at volume
- Est. cost
- ≈ €0.02 per page≈ €0.04 per statement
- Coordinates
- Yes
- Fraud checks
- Yes
Capability details and sources (checked Nov. 2, 2026)
- Bank statement extractionYes
- Dedicated bank statement extraction product page.
- Document fraud detectionYes
- 100+ forensic detectors across 6 domains; 2D-Doc and MRZ verification.
- Balance reconciliation checks on statementsYes
- Opening balance plus the sum of transactions must equal the closing balance within 0.02 EUR; a mismatch marks the statement as an error, and dates outside the period are reported.
- Case-level rules across documentsYes
- Case rules across documents and participants, with an audit trail per verdict.
- Missing documents named per participantYes
- Says what is still missing and from whom: a missing document, a missing field or a missing participant.
- French document coverageYes
- More than 50 French document types with dedicated solution pages.
- Public per-page pricingYes
- Pricing page: 0.05 EUR per page up to 10,000 pages a month, then 0.04 and 0.03 EUR; down to 0.02 EUR per page at volume, per Holofin; free trial credits.
- Pay as you go, no monthly feeYes
- Pay as you go with no monthly commitment and no setup fee; free trial credits.
- Field coordinates (bounding boxes)Yes
- Every extracted field carries page and bounding box.
- Human review UIYes
- Confidence score per field: below your threshold, a value goes to a reviewer instead of into your system.
- API and webhooksYes
- REST API, webhooks and a hosted MCP server for Claude and other AI assistants.
Sources
- Holofin, AI-generated document detection: facts and figuresNov. 2, 2026
- Holofin, CapabilitiesSept. 3, 2026
- Holofin, PricingNov. 2, 2026
- Holofin, Bank statement extractionSept. 17, 2026
- Holofin, Trust centerNov. 2, 2026
- Holofin, Fraud detectionSept. 17, 2026
- Holofin, Dossier intelligenceNov. 2, 2026
- Holofin, EnrichmentNov. 2, 2026
- Holofin, Bank statement extraction benchmarkNov. 2, 2026
Best for: US lenders processing statements alongside pay stubs, W-2 forms and tax returns.
Docsumo reads bank statements and more than 50 lending document types, flags PDF metadata and transaction anomalies, and connects to QuickBooks, Xero and Salesforce. Pricing is custom and quoted after a call, and the catalogue centres on US documents such as pay stubs and W-2 forms.
- Hosting
- US, EU or other region
- Pricing
- Quote only, 14-day trial
- Est. cost
- Quote only
- Coordinates
- Not stated
- Fraud checks
- Yes
Capability details and sources (checked Sept. 17, 2026)
- Bank statement extractionYes
- Bank statement extraction product for lending and accounting.
- Document fraud detectionYes
- Bank statement fraud checks: PDF metadata (dates, creator, producer, checksum) and transaction anomalies.
- Balance reconciliation checks on statementsYes
- Bank statement checks include the balance tally and daily balance on extracted transactions.
- Case-level rules across documentsPartial
- Cross-document validations and case management on the Enterprise plan.
- Missing documents named per participantUnknown
- Not described on the pages we checked.
- French document coverageUnknown
- No French document catalogue on the pages we checked.
- Public per-page pricingNo
- Business and Enterprise pricing is custom; 14-day trial with 1,000 pages.
- Pay as you go, no monthly feeNo
- Business and Enterprise plans are quoted after a call; 14-day trial with 1,000 pages.
- Field coordinates (bounding boxes)Unknown
- Not described on the pages we checked.
- Human review UIYes
- Human review on every plan.
- API and webhooksYes
- Webhooks and APIs on every plan.
Sources
- Docsumo, PricingNov. 2, 2026
- Docsumo, Bank statement fraud detectionSept. 17, 2026
- Docsumo, Automated lending systemSept. 17, 2026
- Docsumo, IntegrationsSept. 17, 2026
- Docsumo, AboutNov. 2, 2026
- Docsumo, SOC 2 Type II certificationSept. 17, 2026
How we scored this
Every cell comes from the vendor's own public website or documentation, read on the date shown next to each vendor. We do not use trials, demos, analyst reports or third-party reviews. A criterion is Yes when the public pages state it, Partial when it is stated with a limitation (a plan tier, a region option, a generic claim, a certification in progress), No when the pages say so or state the opposite, and Unknown when we found nothing either way. Unknown is not a mark against a vendor; it means we could not verify it and did not guess.
Holofin is our product. It is listed first and marked as ours, and its row follows the same rule, from its own public pages, even where we know more about the product. Its accuracy figures come from our public benchmark, where only Holofin and three frontier models were measured. The other tools are listed alphabetically within each kind of tool. We re-check every row at least every six months and the updated date only moves when a row changes.
Spotted an error? Write to [email protected] and we will fix the row and note the change.
Frequently asked questions
Is Holofin a Docsumo alternative?
Yes, for lenders working with European and French documents. Both extract lending documents and check them for fraud; Holofin adds French document types, 2D-Doc verification, AI-redrawn page detection and a public price per page.
Which one publishes pricing?
Holofin lists 0.05 EUR per page pay as you go, fraud checks included, then 0.04 and 0.03 EUR with volume. Docsumo quotes its Business and Enterprise plans after a call and offers a 14-day trial with 1,000 pages.
Which one checks a whole dossier?
Holofin evaluates rules across the documents and participants of a case file and says what is still missing and from whom, on every plan. Docsumo lists cross-document validations and case management on its Enterprise plan.
Which one detects document fraud?
Both check bank statements. Docsumo checks PDF metadata and flags transaction anomalies on statements. Holofin runs 100+ forensic detectors on every PDF of the dossier, verifies 2D-Doc seals and MRZ checksums, and detects pages redrawn by AI image generators.
How do I get a row corrected?
Write to [email protected] with the vendor page that contradicts the cell. We correct the row, note the change and move the updated date.
Bank statements you can lend on.
Send Holofin your own statements: every row reconciled, every PDF checked for tampering, every value linked to the page it came from.
From 0.05 EUR per page pay as you go, down to 0.02 EUR at volume: about 0.04 EUR per statement, fraud checks included, below every statement-specific API in our cost table. Free trial credits, no credit card required.